NoviHome Loans
Powered by Intercap Lending
Novi + Intercap Lending
Novi and Intercap Lending have partnered to create NoviHome Loans, a synergy between two industry leaders to help builders provide a higher-quality buyer experience for new construction.
Novi uses revolutionary technology to help builders engage with their buyers through every stage of the new-build process, from comparing floor plans to build progress tracking. The Novi digital platform streamlines communication, workflows, lead management, and the overall buyer experience in a rich media digital environment. It’s time to ditch the flyers and give buyers the digital home buying experience they expect with today’s technology.
A partnership for a better new-build experience
Intercap Lending completes the buyer experience with a direct mortgage-lending offering, from loan origination to loan servicing. As a Fannie Mae, Freddie Mac, and Ginnie Mae direct lender since 1978, Intercap provides in-house origination, processing, underwriting, and funding with a large portfolio of loan programs. Intercap Lending is known for its loan options, quality, and speed. And with over 16,000 5-star reviews, Intercap is a leader in customer service.
As a builder owner, the creation of NoviHome Loans will help make the new-build buyer experience as amazing as owning one of your properties. We believe that the buyer experience starts the moment someone walks into a model home and lasts as long as they live there.
A Stress Free Home Loan means
- You get a direct lender with in-house origination, processing, underwriting, funding, and loan servicing. Home loans and refinance are all we do, and we are masters at our craft.
- You work with a dedicated loan officer who has the loan programs and knowledge to meet the specific needs of borrowers at every stage of home ownership (first-time buyer, mover-upper, relocator, investor, home finance planner, and down sizer).
- We strive to be clear-to-close long before deadlines, beating industry close averages by weeks.
- You never have to listen to hold music, get passed around, tell your story more than once, or wonder what’s going on with your loan.
- If you get junk mail/email, it’s not from us.
LOAN PROGRAMS & SERVICES
Intercap Lending is a direct Fannie Mae, Freddie Mac, and Ginnie Mae lender that offers a wide variety of loan programs and in-house underwriters who follow agency guidelines for faster closings. We have a large portfolio of FHA, VA, USDA, conventional, and non-conforming loans.
Our portfolio also includes specialty programs like 203k, down-payment assistance, reverse mortgages, and bank statement loans. We also have strong relationships with numerous jumbo loan programs and other niche lenders and investors.
Branch managers have the option of expense or retail accounting, with support for in-house processing, underwriting, and house accounts. We are committed to helping our branches and loan officers grow without unnecessary oversight or overhead.
Real estate agents, builders, and clients benefit from fast closings, integrated business systems, and an industry-leading CRM. Our co-marketing and advertising services assist with co-branded lead generation and nurture campaigns.
Intercap is an early adapter of industry-leading technology. The goal is simple; provide the best borrower experience from the first contact to the last mortgage payment. To this end, Intercap has overhauled every IT system to ensure complete integration from start to finish. Whether partnering with America’s largest title company on its FIRST e-closing nationwide (Done!) or rolling out the industry-leading servicing application in record time – you can be sure Intercap will be on the forefront of technology changes. Click here to review our marketing strategy and technology stack.
